Financing
 
 
Completely paid for by your utility savings
Whether your needs are a simple lighting retrofit or a comprehensive energy project, Midwest Energy Group will structure a financing plan that will allow you to complete the project and pay for it through the guaranteed energy savings. The result is a completed project that does not cost the customer any more than what is already allocated in the existing utility budget. Dependent on the length of the lease or the loan, a positive cash flow can also be created where the monthly energy savings exceed the monthly project payments. Through our guaranteed savings, Midwest Energy Group will insure that the lease or loan payments do not exceed the yearly utility savings. After the project is paid, all of the savings are fully realized by the customer.
 
 
Extremely competitive
Midwest Energy Group works with a wide variety of lenders that offer very competitive rates. We can either utilize the customer's established lending/banking institute or we can recommend and negotiate with state financing or national institutional lenders. We make no margin on financing and offer this as a service to our customers. We will also use the open book method in performing these projects.
 
 
Lease or loan
Midwest Energy Group will assist the customer in obtaining financing through a variety of sources. Energy performance projects can be financed through a lease program with a buy out or through a conventional loan. Finance terms can range, dependent upon the customers needs, from one year through 15 years.
 
 
Tailored made flexibility - tax advantages - cash flow - company/facility value
We will work with your financial officer and or accountant to determine the best means of financing to accomplish your short-term or long-term goals. Whether your needs are to simply improve your faculty or reduce your expenses or to increase the value of your business for sale or re-financing purposes we can meet your needs. By offering a variety of financing packages, we can help you offset tax implications, reduce yearly expenses and increase yearly income. By offering financing such as off-balance sheet financing (lease purchase financing) we can increase the overall value of your company or facility.
 
 
Municipal, school districts, state, federal and most not-for-profit customers
Midwest Energy Group can assist tax exempt entities originate and issue tax-exempt development bonds, municipal leases and tax-exempt loans. In many instances state agencies may provide low interest funding and project reimbursements.
 
 
Manufacturing facilities
Manufacturing facility energy performance projects can be financed through either a lease or a loan. In many instances state agencies may provide low interest funding and project reimbursements.
 
 

Building owners with tenants on gross and net leases
Capital Leases: If your facility is leased to tenants through "gross" lease, we will review your leases for the ability to pass through energy performance project as a capital expense. Capital leases are fully amortized over the payback period. Once the lease is paid off all of the savings are fully realized by the owner.

Operating Leases: If your faculty is leased to tenants through "net" lease, we will review your leases for the ability to pass through the energy performance project as an operating expense. Once the lease is paid off the savings are realized by both the owner and the tenant and will add to tenant retention.